Dear Money Lady, what do think about reverse mortgages? I own my home but only have a widow’s pension and OAS to live on. Now that everything is a little more expensive, I am finding it really difficult to live and pay my bills. - Verna

Dear Verna,

Written by Christine Ibbotson, author, finance writer, national radio host, and now on CTV Morning Live and CTV News @6. Send your money questions (answered free) through her website at